How we evaluate products
Responsible Investment strategies, processes, practices and disclosures are assessed against the eight criteria for product certification in the Responsible Investment Standard and accompanying Guidance and Assessment Notes.
What this symbol means
General certification: This Symbol signifies that a product or service offers an investment style that takes into account environmental, social, governance or ethical considerations, and that it adheres to the operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product.
Sustainable Plus classification: This Symbol signifies that a product or service has been certified and classified to offer an investment style that takes into account environmental, social, governance or ethical considerations, with embedded, measurable and reported sustainability objectives aligned with portfolio holdings and stewardship practices, adhering to the operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product.
<span class="text-size-xxsmall">The content on this webpage is provided by Responsible Investment Association Australasia Ltd (ACN 641 046 666, AFSL 554110). For more information refer to our Financial Services Guide. Certain content provided may constitute a summary or extract from the offer document of a financial product. Any general advice has been provided without reference to your investment objectives, financial situation or needs. If the advice relates to the acquisition of a particular financial product for which an offer document (such as a product disclosure document) is available, you should obtain the offer document relating to the particular financial product and consider it before making any decision whether to acquire the product. Past performance does not necessarily indicate a financial products’ future performance. To obtain information tailored to your situation, contact a financial adviser.</span>
Themes & Issues
Society
Environment
<span class="text-size-xxsmall">For RIAA’s definitions of the themes included and issues avoided, please view this guide. Product-specific exclusion criteria and practices may vary. You can find these by referring directly to the product provider.</span>
Overview
The Sustainable Balanced and Sustainable High Growth options seek to apply a responsible investment strategy tothe options. These options allow members to limit their exposure to certain sectors and/or seeks to includeinvestments with positive attributes.
The Sustainable Balanced option invests in a mix of assetclasses, but actual allocations may deviate from this asexplained in the ‘Your investment options’ section.
The Sustainable High Growth option is a higher risk andless diversified option than the Sustainable Balanced option.
In applying the responsible investment strategy, we consider a range of ESG issues, including:environmental factors, e.g., biodiversity impacts,pollution and waste control, natural resource usesocial factors, e.g., human rights, product stewardship,labour practices, workplace diversity, occupational healthand safety, supply chain risks, community consultationand engagementgovernance factors, e.g., Board independence, diversityand succession planning, codes of conduct, disclosureand transparency, remuneration.We will also use our holdings to advocate for improvedESG practices and consideration of ESG risk andopportunities.