The Sustainable Balanced and Sustainable High Growth options seek to apply a responsible investment strategy tothe options. These options allow members to limit their exposure to certain sectors and/or seeks to includeinvestments with positive attributes.

The Sustainable Balanced option invests in a mix of assetclasses, but actual allocations may deviate from this asexplained in the ‘Your investment options’ section.

The Sustainable High Growth option is a higher risk andless diversified option than the Sustainable Balanced option.

In applying the responsible investment strategy, we consider a range of ESG issues, including:environmental factors, e.g., biodiversity impacts,pollution and waste control, natural resource usesocial factors, e.g., human rights, product stewardship,labour practices, workplace diversity, occupational healthand safety, supply chain risks, community consultationand engagementgovernance factors, e.g., Board independence, diversityand succession planning, codes of conduct, disclosureand transparency, remuneration.We will also use our holdings to advocate for improvedESG practices and consideration of ESG risk andopportunities.