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How we evaluate products

Responsible Investment strategies, processes, practices and disclosures are assessed against the eight criteria for product certification in the Responsible Investment Standard and accompanying Guidance and Assessment Notes.

What this symbol means

General certification: This Symbol signifies that a product or service offers an investment style that takes into account environmental, social, governance or ethical considerations, and that it adheres to the operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product.

Learn about RIAA's certification / sustainability classifications

<span class="text-size-xxsmall">The content on this webpage is provided by Responsible Investment Association Australasia Ltd (ACN 641 046 666, AFSL 554110). For more information refer to our Financial Services Guide. Certain content provided may constitute a summary or extract from the offer document of a financial product. Any general advice has been provided without reference to your investment objectives, financial situation or needs. If the advice relates to the acquisition of a particular financial product for which an offer document (such as a product disclosure document) is available, you should obtain the offer document relating to the particular financial product and consider it before making any decision whether to acquire the product. Past performance does not necessarily indicate a financial products’ future performance. To obtain information tailored to your situation, contact a financial adviser.</span>

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Themes & Issues
Society

Green property

Included

Animal cruelty

Fully avoided

Armaments

Fully avoided

Fossil fuels

Fully avoided

Gambling

Fully avoided

Human rights abuses

Fully avoided

Illegal logging

Fully avoided

Pornography

Fully avoided

Tobacco

Fully avoided

No items found.
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Environment

Green property

Included

Animal cruelty

Fully avoided

Armaments

Fully avoided

Fossil fuels

Fully avoided

Gambling

Fully avoided

Human rights abuses

Fully avoided

Illegal logging

Fully avoided

Pornography

Fully avoided

Tobacco

Fully avoided

No items found.
No items found.

<span class="text-size-xxsmall">For RIAA’s definitions of the themes included and issues avoided, please view this guide. Product-specific exclusion criteria and practices may vary. You can find these by referring directly to the product provider.</span>

Overview

https://www.gatewaybank.com.au/about-us/newsroom/articles/ethical-banking-and-investment-policies/https://www.gatewaybank.com.au/about-us/pocket-planet/pocket-planet-initiatives/

Description

The Green Plus Home Loan rewards borrowers with at least a 0.25% discount from our Premium Package Home Loan when they have invested in energy efficiency measures that receive at least a 7 Star NatHERs rating, 7 Star Residential Efficiency Scorecard rating, or a Green Star Designed or Certified home from Green Building Council of Australia (GBCA). This loan is designed to help borrowers save money on their home loan as a reward for their efforts to reduce energy consumption and minimize their impact on the environment. As this loan is available for the purchase of existing homes and apartments, planned new builds and refinancing your sustainable home, the benefits and discounted rate of the Green Plus Home Loan has never been more accessible.

We, the Responsible Investment Association Australasia, don't earn any commission from providers or products you switch to.

Themes & Issues

  • 1

    themes included

  • 8

    issues fully avoided

  • 0

    issues mostly avoided

  • 0

    issues partially avoided

Product Targets

Retail

Certified Since

Last date certified

  • April 18, 2023

Primary RI Strategy

  • Negative Screening

Secondary RI Strategy

  • No Secondary Investment Approach