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Australian Ethical Balanced Fund

Australia

New Zealand

Investment

Australian Ethical Investment
Australian Ethical Investment
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How we evaluate products

Responsible Investment strategies, processes, practices and disclosures are assessed against the eight criteria for product certification in the Responsible Investment Standard and accompanying Guidance and Assessment Notes.

What this symbol means

General certification: This Symbol signifies that a product or service offers an investment style that takes into account environmental, social, governance or ethical considerations, and that it adheres to the operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product.

Learn about RIAA's certification / sustainability classifications

Sustainable Plus classification: This Symbol signifies that a product or service has been certified and classified to offer an investment style that takes into account environmental, social, governance or ethical considerations, with embedded, measurable and reported sustainability objectives aligned with portfolio holdings and stewardship practices, adhering to the operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product.

Learn about RIAA's certification / sustainability classifications

<span class="text-size-xxsmall">The content on this webpage is provided by Responsible Investment Association Australasia Ltd (ACN 641 046 666, AFSL 554110). For more information refer to our Financial Services Guide. Certain content provided may constitute a summary or extract from the offer document of a financial product. Any general advice has been provided without reference to your investment objectives, financial situation or needs. If the advice relates to the acquisition of a particular financial product for which an offer document (such as a product disclosure document) is available, you should obtain the offer document relating to the particular financial product and consider it before making any decision whether to acquire the product. Past performance does not necessarily indicate a financial products’ future performance. To obtain information tailored to your situation, contact a financial adviser.</span>

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Themes & Issues
Society

Education

Included

Green property

Included

Healthcare and medical products

Included

Renewable energy and energy efficiency

Included

Social and sustainable infrastructure

Included

Sustainable land and agricultural management

Included

Sustainable transport

Included

Sustainable water

Included

Sustainable fashion and textiles/fashion technology

Included

Employment and vocational training

Included

More sustainable companies

Included

Impact investments

Included

Armaments

Fully avoided

Nuclear power

Fully avoided

Animal cruelty

Mostly avoided

Fossil fuels

Mostly avoided

Gambling

Mostly avoided

Pornography

Mostly avoided

Tobacco

Mostly avoided

Alcohol

Mostly avoided

Human rights abuses

Partially avoided

Labour rights violations

Partially avoided

Illegal logging

Partially avoided

Environment

Education

Included

Green property

Included

Healthcare and medical products

Included

Renewable energy and energy efficiency

Included

Social and sustainable infrastructure

Included

Sustainable land and agricultural management

Included

Sustainable transport

Included

Sustainable water

Included

Sustainable fashion and textiles/fashion technology

Included

Employment and vocational training

Included

More sustainable companies

Included

Impact investments

Included

Armaments

Fully avoided

Nuclear power

Fully avoided

Animal cruelty

Mostly avoided

Fossil fuels

Mostly avoided

Gambling

Mostly avoided

Pornography

Mostly avoided

Tobacco

Mostly avoided

Alcohol

Mostly avoided

Human rights abuses

Partially avoided

Labour rights violations

Partially avoided

Illegal logging

Partially avoided

<span class="text-size-xxsmall">For RIAA’s definitions of the themes included and issues avoided, please view this guide. Product-specific exclusion criteria and practices may vary. You can find these by referring directly to the product provider.</span>

Overview

https://www.australianethical.com.au/globalassets/pdf-files/why-ae/ae-guide-to-our-ethical-investment-process.pdf

Description

Australian Ethical believe the more money doing good for the planet, the better. Since 1986 we have applied the 23 general principles of the Australian Ethical Charter which guide us to consider the impact an investment has on the planet, people and animals while achieving market competitive long-term returns. We restrict investments in corporations that engage in harmful practices such as coal, oil, weapons, tobacco, gambling and human rights abuses. The Ethical Charter not only influences our investment choices, but underpins every aspect of our business practices.


We’re open about the ethical positions we take to invest and advocate for companies to make progress towards a better future for people, planet and animals. We won’t invest if a company earns any revenue from making weapons or tobacco products (zero threshold), but we allow limited revenue from alcohol or fossil fuels if a company is positive in other parts of its business. This allows us to invest in a company like Contact Energy which generates 85% of its electricity from renewables, falling back on gas when low rainfall reduces its hydro-power. Or an agricultural company which grows wheat for food but which sells up to 10% of its grain to alcohol producers. We also restrict investment in companies which indirectly support negative products, for example a packaging company which earns more than 1% of revenue from packaging for tobacco products.


The Fund seeks investments assessed to support: 

(a) the development of workers' participation in the ownership and control of their work organisations and places
(b) the production of high quality and properly presented products and services
(c) the development of locally-based ventures
(d) the development of appropriate technological systems
(e) the amelioration of wasteful or polluting practices
(f) the development of sustainable land use and food production
(g) the preservation of endangered eco-systems
(h) activities which contribute to human happiness, dignity and education
(i) the dignity and wellbeing of non-human animals
(j) the efficient use of human waste
(k) the alleviation of poverty in all its forms
(l) the development and preservation of appropriate human buildings and landscape

The Fund restricts investments assessed to unnecessarily:  

(i) pollute land, air or water
(ii) destroy or waste non-recurring resources
(iii) extract, create, produce, manufacture, or market materials, products, goods or services which have a harmful effect on humans, non-human animals or the environment
(iv) market, promote or advertise, products or services in a misleading or deceitful manner
(v) create markets by the promotion or advertising of unwanted products or services
(vi) acquire land or commodities primarily for the purpose of speculative gain
(vii) create, encourage or perpetuate militarism or engage in the manufacture of armaments
(viii) entice people into financial over-commitment
(ix) exploit people through the payment of low wages or the provision of poor working conditions
(x) discriminate by way of race, religion or sex in employment, marketing, or advertising practices
(xi) contribute to the inhibition of human rights generally

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Themes & Issues

  • 12

    themes included

  • 2

    issues fully avoided

  • 6

    issues mostly avoided

  • 3

    issues partially avoided

Product Targets

Wholesale

Retail

Certified Since

  • 2006

Last date certified

  • July 12, 2023

Primary RI Strategy

  • Negative Screening

Secondary RI Strategy

  • Positive Screening