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Justin Medcalf

Certified Responsible Investment Adviser & Co-Founder of UNLESS Financial

Justin is a Certified Responsible Investment Adviser with nearly 20 years of experience in responsible investment, ethical finance and innovation. He helps individuals, families and NFPs align their finances with their values to shape a more just and regenerative future, grounded in long-term thinking and meaningful outcomes.

Before co-founding UNLESS, Justin was a Financial Adviser at Ethinvest, served nearly a decade on the board of RIAA, co-founded the Ethical Advisers’ Co-op and led The Emerald Club, where he launched Australia’s first platform dedicated to responsible investment for retail and wholesale clients.

He has contributed on ethical finance for The Guardian and Australian Financial Review, and is regularly invited to contribute his perspective on finance’s role in accelerating positive change.

Holding a Bachelor of Commerce (Accounting) and an Advanced Diploma of Financial Services, Justin is also a Fellow of the Centre for Sustainability Leadership, with a deep interest in systems change and catalytic impact.