Justin Medcalf

Responsible Investment Leaders are investment/asset managers that rank in the top 20% of all organisations assessed by the Responsible Investment Scorecard, demonstrating leading practice through their commitment to responsible investing; explicit consideration of ESG factors in investment decision-making; strong and collaborative stewardship; and transparency in reporting, including the societal and environmental outcomes achieved.

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Responsible Investors are investment/asset managers that score at least 15 out of 20 on the Responsible Investment Scorecard (but are not within the top 20% of assessed organisations), with a commitment to responsible investing; explicit consideration of ESG factors in investment decision-making; strong and collaborative stewardship; and transparency in reporting, including the societal and environmental outcomes achieved.

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Justin is Co-Founder of UNLESS Financial, a values-led financial planning firm helping clients align their finances with climate and social impact. With nearly 20 years’ experience in responsible investment, ethical finance, and innovation, he has advised individuals, families, and NGOs on using capital as a tool for change. A Certified Responsible Investment Adviser, Justin served on RIAA’s board for nearly a decade, contributing to the development of its globally recognised Certification Program. He also co-founded the Ethical Advisers’ Co-op and launched Australia’s first dedicated responsible investment platform while leading The Emerald Club. Beyond finance, Justin is a Non-Executive Director at Parents for Climate, a member of his local Community Fire Unit, and a Fellow of the Centre for Sustainability Leadership.

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UNLESS Financial

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