How we evaluate products
Responsible Investment strategies, processes, practices and disclosures are assessed against the eight criteria for product certification in the Responsible Investment Standard and accompanying Guidance and Assessment Notes.
What this symbol means
General certification: This Symbol signifies that a product or service offers an investment style that takes into account environmental, social, governance or ethical considerations, and that it adheres to the operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product.
Sustainable Plus classification: This Symbol signifies that a product or service has been certified and classified to offer an investment style that takes into account environmental, social, governance or ethical considerations, with embedded, measurable and reported sustainability objectives aligned with portfolio holdings and stewardship practices, adhering to the operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product.
<span class="text-size-xxsmall">The content on this webpage is provided by Responsible Investment Association Australasia Ltd (ACN 641 046 666, AFSL 554110). For more information refer to our Financial Services Guide. Certain content provided may constitute a summary or extract from the offer document of a financial product. Any general advice has been provided without reference to your investment objectives, financial situation or needs. If the advice relates to the acquisition of a particular financial product for which an offer document (such as a product disclosure document) is available, you should obtain the offer document relating to the particular financial product and consider it before making any decision whether to acquire the product. Past performance does not necessarily indicate a financial products’ future performance. To obtain information tailored to your situation, contact a financial adviser.</span>
Themes & Issues
Society
Education
Included
Green property
Included
Healthcare and medical products
Included
Renewable energy and energy efficiency
Included
Social and sustainable infrastructure
Included
Sustainable water
Included
Sustainable transport
Included
High scoring ESG companies
Included
Employment and vocational training
Included
Nuclear power
Fully avoided
Armaments
Mostly avoided
Human rights abuses
Mostly avoided
Labour rights violations
Mostly avoided
Tobacco
Mostly avoided
Animal cruelty
Partially avoided
Fossil fuels
Partially avoided
Gambling
Partially avoided
Pornography
Partially avoided
Alcohol
Partially avoided
Environment
Education
Included
Green property
Included
Healthcare and medical products
Included
Renewable energy and energy efficiency
Included
Social and sustainable infrastructure
Included
Sustainable water
Included
Sustainable transport
Included
High scoring ESG companies
Included
Employment and vocational training
Included
Nuclear power
Fully avoided
Armaments
Mostly avoided
Human rights abuses
Mostly avoided
Labour rights violations
Mostly avoided
Tobacco
Mostly avoided
Animal cruelty
Partially avoided
Fossil fuels
Partially avoided
Gambling
Partially avoided
Pornography
Partially avoided
Alcohol
Partially avoided
<span class="text-size-xxsmall">For RIAA’s definitions of the themes included and issues avoided, please view this guide. Product-specific exclusion criteria and practices may vary. You can find these by referring directly to the product provider.</span>
Overview
The U Ethical Growth Portfolio provides exposure to a diversified portfolio of predominantly growth assets subject to U Ethical’s ethical investment policy. Growth assets may include equities (Australian and international), property and alternatives. Income assets may include cash and fixed income securities and assets. The Portfolio aims to achieve income and capital stability and is available to not-for-profit organisations that are registered for charity tax concessions.
Description
Our investment process seeks to ensure that our portfolio holdings are aligned with our clients’ financial and ethical expectations. The application of our Ethical Investment Policy varies depending on the asset class.
For equities and fixed income issuers, we apply a top-down approach to define our investable universe, excluding companies and issuers involved in industries or activities that conflict with our Ethical Investment Policy (using strict materiality thresholds), issuers involved in severe ESG controversies and those that fail to comply with internationally recognised norms and standards, and issuers identified as ESG laggards based on their ESG ratings.
U Ethical’s investment process integrates environmental, social and governance (ESG) considerations to minimise risk and identify growth opportunities. Guided by our ethical philosophy, we target companies that demonstrate strong management of their societal and environmental impacts, adhering to industry best practices, standards, and voluntary frameworks.
These ESG considerations also drive our stewardship activities and inform our participation in collaborative investor initiatives. We actively monitor companies and issuers through ESG alerts, broker research, and media outlets, conducting a full monthly review, as well as interim reviews where necessary—for instance, in response to significant controversies, misconduct, or unethical business practices.
We, the Responsible Investment Association Australasia, don't earn any commission from providers or products you switch to.
Themes & Issues
9
themes included
1
issues fully avoided
4
issues mostly avoided
5
issues partially avoided
Product Targets
Wholesale
Institutional
Certified Since
Last date certified
May 2, 2023
Primary RI Strategy
Negative Screening, Positive Screening, Controversy Screening, Minimum Standards (norms-based) Screening, Engagement and Voting, ESG Integration
Secondary RI Strategy
Other (please detail)