Being a responsible investor ensures your money works hand-in-glove with companies which share your vision. As an individual investor there are many ways in which you can make sure your investments are in line with your values.
PUT YOUR SUPERANNUATION IN RESPONSIBLE INVESTMENT
Every Australian has super and many super funds already have responsible investment options available for their members. Talk to your super fund about how they are managing environmental, social and governance issues, and which responsible investment options they may have. Remember, asking questions can lead to positive change in the organisations you are already involved with.
Some super funds have also adopted responsible investing as part of their mainstream investment process. They incorporate environmental, social and governance issues into all of their investment decisions, how they select investment managers, allocate investments across asset classes, vote and engage with companies they invest in on your behalf.
Find super funds who are members of RIAA and are certified by RIAA. You can also review super funds that are part of RIAA’s Super Centre.
A BROAD AND GROWING RANGE OF FUNDS
There are currently over 100 products available in Australia and New Zealand, which range from green property to renewable energy investments. There really is something for everyone.
The vehicles available include managed funds, super funds and separately managed share portfolios that reflect environmental, social, labour relations, governance or ethical considerations.
Find fund managers who are members of RIAA and are certified by RIAA.
OPEN A SAVING ACCOUNT OR TAKE OUT A LOAN
Community finance involves pooling deposits to make loans available to disadvantaged people, local community services, not-for-profit organisations or loans to fund actions that help the environment or society.
You can get involved by opening a savings account with a credit union or community bank or a bank which is managing its sustainability and social responsibility well. There are also a range of green loans available for your home or your car.
Find credit unions and community banks who are members of RIAA.
INVEST DIRECTLY WITH COMPANIES
You can also invest directly with companies which reflect your personal beliefs and values. As a shareholder this gives you a say in that company’s corporate conduct through engagement and exercising your voting rights.
You can also speak to your financial adviser about this option. Find financial advisers who are members of RIAA and are certified by RIAA.
WANT TO LEARN MORE?
Increasingly financial advisers are acquiring the specialised skills and knowledge needed to assist investors who want to use an responsible investment approach. Find out how to get the right advice to prepare your responsible investment plan.
LOOKING FOR CERTIFIED RI PRODUCTS AND SERVICES?
Find organisations and advisers who have been certified by RIAA according to the strict disclosure practices required under the Responsible Investment Certification Program.
Simply click on the category below:
