ANDREW MELLING
Next Generation Financial Planning

Next Generation Financial Planning is a boutique financial services organization offering financial planning strategies and solutions across all stages of life. Whether you are buying a home, funding your children’s future, ensuring your families security, getting ready for retirement or moving into a nursing home, our innovative strategies and wide range of products allow us to help clients achieve their objectives along the way. Next Generation Financial Planning is currently licensed by AFG Financial Planning, a division of AFG which is one of Australia’s largest mortgage broking groups. AFG Financial Planning, our chosen licensee, is not institutionally owned. We feel that this is vitally important to ensure the impartiality of advice and to ensure that the clients’ needs are put before those of the organization who is providing the advice or product.  

Our philosophy on financial planning is very much based on the Code of Ethics advocated by the Financial Planning Association, of which we are a member. We believe that good advice puts the clients’ needs first, meets their objectives and risk profile, and incorporates any personal preferences clients may have in relation to the sustainability of any investments used inside their superannuation and/or non superannuation portfolios. Accordingly, our fact find process asks questions relating to whether the client wishes to specifically exclude certain industries from their portfolio or to actively include certain industries, on the basis of their environmental, social or governance factors. Whilst the accuracy of investment strategies used for clients is vital to get right, so too do we believe it is equally important to consider the implications of investments on the environment as part of a clients overall financial plan.

CERTIFICATION DETAILS
Certified by RIAA since: 2009

Dealer Group: Australian Finance Group Financial Planning Pty Ltd
Fees and charges structure: Fees for service and/or commission
Qualifications:
- Bachelor of Commerce
- Graduate Diploma Financial Planning
Financial Adviser since: 2006
Offering responsible investment advice since: 2008
What responsible investment services do you offer?
- Superannuation & Retirement Planning
- Investments
- Direct Shares
- Loan & Mortgage Advice
- Insurance
Which responsible investment products do you provide advice on?
- AMP Responsible Investment Leaders Range
- Hunter Hall Australian Value Trust
- Hunter Hall Deep Green Fund
- Hunter Hall Global Ethical Trust
- Hunter Hall Value Growth Trust
- ING, Sustainable Investments
- Perpetual Wholesale Ethical SRI